| For the Year Ended December 31 ($ in thousands) | 2001 | 2000 |
| Gross premiums written Ceded premiums written Net premiums written Increase in unearned premiums Net premiums earned Net investment income Net realized gains on investments |
$ | 154,627 (18,765) 135,862 (39,823) 96,039 124,992 77,043 |
$ |
102,323 (18,182) 84,141 (14,473) 69,668 135,624 21,929 |
| Total revenues | $ | 298,074 |
$ |
227,221 |
| Losses Loss adjustment expenses Other underwriting expenses |
2,065 83 26,022 |
|
(562) 288 24,331 |
| Total losses and expenses | $ | 28,170 | $ | 24,057 |
| Income before federal income taxes | $ | 269,904 | $ | 203,164 |
| Federal income tax | 63,011 | 34,395 |
| Net income | $ | 206,893 | $ | 168,769 |
